What's included with Term Life Insurance
Term life insurance from Apex provides a death benefit for a fixed term — typically 10, 20, or 30 years — at a budget-friendly premium. It's the simplest way to protect a mortgage, replace income, or safeguard a young family.
- Lowest cost per dollar of coverage
- Level premiums for the term
- Simple Yes/No application
Why families choose this plan.
Choose coverage lengths to match your mortgage, your kids' college years, or peak earning decades.
Replace lost wages so your family keeps its standard of living if the unexpected happens.
Convert to permanent whole life later — without a new medical exam, in many cases.
Designed for people like you.
- Young families
- New homeowners
- Primary income earners
- Parents of school-age children
Common questions.
A common rule of thumb is 10–12x your annual income. We'll tailor it to your debts, dependents, and goals.
You can typically renew, convert to permanent coverage, or let the policy end. We'll explain options long before expiration.
A faster way to get a Term Life Insurance quote.
Prefer the full guided wizard? Use the instant quote tool — or drop your info here and we'll reach out.
More Life products
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Explore Final Expense InsuranceReady to protect what matters most?
Get a personalized quote in minutes — apply online, by phone, by mail, or with a local agent.